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Executive Job in Rajasthan
Executive - Credit Operations Dept Bajaj Finserv
Bajaj Finserv
Bajaj Finserv offers different types of loans to cater to your specific needs, that can be availed online. You can choose from a suite of unsecured and secured loans. Home Loan. Home Loan Balance Transfer. Loan Against Property.
Personal Loans: Most banks offer personal loans to their customers and the money can be used for any expense like paying a bill or purchasing a new television.
Credit Card Loans
Home Loans
Car Loans
Two-Wheeler Loans
Small Business Loans
Payday Loans
Cash Advances
Exp. - 4 - 5 years of experience Bikaner
Job Purpose
“This position is open with Bajaj Finance ltd.”
Job Responsibilities
Duties and Responsibilities
Study and analyse processes to identify risk.
Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at HO in the area assigned
Credit appraisal for Seller Finance
Conduct PD with the customers for high Seller Finance loans
Review the CPV reports on regular basis for improving quality
Assist collection / FCU team to identify intentional defaulters/fraud
Compliance of policy and process
Reporting of seller metrics like Login<xqyqz> Approval<xqyqz> Disbursal<xqyqz> Rejection<xqyqz> Deviation on monthly basis as per prescribed format
Monitor & Maintain Early Delinquencies
Feed back on credit policy based on market conditions
Additional Information
Graduate
Worked in NBFC with at least 4-5 years of work experience.
Data analysis / process mapping skill
Good communication skills
Business Function
Work Keywords of Finserv
Profit. If I were only allowed one keyword on a finance resume, it would be profit. While there are many different facets within the finance world, at the end of the day if you’re able to showcase how you have positively affected the profit within your current organization, or how you will help to grow profit for the prospective organization, your resume will not go unnoticed.
P&L Management. It was difficult to not place P&L at the top of my list. While it may not always be a direct function of a position, the skills involved can be applied and scaled across on organization.
Budgeting. I know—too remedial, you’ll say, but I would assume that more often than not, the “robots” that are scanning resumes will look for this as a basic tenet of your qualifications.
Accounting. This was certainly one of your core courses and likely still plays a part in your day-to-day work.
Auditing. Whether it be the work of others or your own, all those within the industry should be able to demonstrate either actual accomplishments or an understanding of the audit process.
Planning. Rather than simply stating you were a tax planner or financial planner, identify how your successful planning created value for the customer/client or organization.
Strategy/Strategizing. I have heard, “like a game of chess” for nearly every type of occupation out there. Whether it be a construction project manager, a retail manager or a CPA, the fact is that to be good at almost anything you need to be able to critically analyze the situation at hand and make a decision that will likely result in the most favorable outcome.
Compliance. In today’s lawsuit-happy world, compliance is more important than ever. Shareholders, customers, clients and even various governments are ready to pounce when compliance is broken. Aside from being ethical, companies desire an awareness of laws, rules and regulations.
Financial Policy. A sound understanding of these basic principles is always desired.
Teamwork. Sure, there are many solitary positions within the industry, but most companies are operating leaner than ever. Additionally, the trend also involves an increasing awareness around the importance of culture and engagement. While you may be able to complete your work without any assistance, demonstrating how you fit as a piece of their organizational puzzle will go a long way.
Contact Person
Jyoti Tiwari (jyoti.tiwari@bajajfinserv.in)
Contact Address
4Th & 5Th Floor Bajaj Finserv Corporate Office Off Pune Ahmednagar Road Vimannagar Pune 411014 Pune MAHARASHTRA 411014
Job Requisition Code
JR00065398
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