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12th Pass Job Graduation Pass Job
Recruitment Drive MFI (Group Loan) - Bihar
Pahal Financial Services Pvt Ltd
History of the Company
Pahal is registered with Reserve Bank of India as a Non-Banking Financial Services Company more specifically as NBFC – MFI, providing microfinance services to the low-income households. Pahal started its operations in the year 2011 and became one of the fastest growing MFIs.
The organization has more than 1500 employees, 170+ branches with a portfolio of more than 770 crores stretching to 7 states of India – Gujarat, Madhya Pradesh, Maharashtra, Rajasthan, Uttar Pradesh, Chhattisgarh, and Bihar.
Pahal has touched the lives of more than 8 lakh households belonging to marginalized communities by providing them credit for income generating activities and helping them become economically self-sufficient along with bringing qualitative change in their standard of living.
Position - Field Officer / Sr. Field Officer
What is micro finance officer?
Microfinance officers are usually hired in non-government organization (NGOs), where their main duty is to support a microfinance project. ... At times, micro finance officers work on projects such as early recovery from large-scale disasters (fire, floods or earthquakes).
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and methods of payments. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.
Required Experience - Fresher/Experience
Age Limit - 20 To 28 Years
Qualification - 12th/Graduate
Salary - As per Industry Norms, Incentive and Petrol
Note: Interested Candidates to come for interview with Updated Resume, Pan, Aadhaar, DL and Voter ID Copy.
Loan Officer Resume Skills List
Loan Officer Resume
As a Loan Officer, you wear many hats. Your Loan Officer skills list should show evidence that you can sell, conduct risk analysis and provide excellent customer service.
Take a look back at our sample job description for Loan Officer resume. The candidate, Joanna, had experience selling loan packages to clients who wanted to buy cars, houses or needed capital to fund their businesses. At the same time, she did risk analysis for the bank by evaluating the financial capabilities of loan applicants.
Here are some of the crucial skills you will need to become an effective Loan Officer:
Education.When you are looking to find work in a financial institution, you should have a bachelor degree in a business course such as Economics, Accounting or Business Management. An Associate Degree will be fine but banks and mortgage brokers prefer a four-year course.
Certification.You don’t have to be certified or licensed to work as a Loan Officer. However if you want to improve your value proposition, try to sign up for short courses on accounting, business law and other subjects related to lending.
Ability to Market and Promote.Banks earn whenever clients get approved on loans. Selling will be a big part of your job especially if you are an entry level Loan Officer. You should be familiar with the lending process, its risks and calculating the amortization schedule which clients would be keenly interested in.
Credit Analysis.Applying for a loan will require the submission of documents that attest to the credit-worthiness of the applicant. You should know how to analyze financial reports such as cash flows, income statements and balance sheets. For home loan applications, you should be familiar with current property values.
Customer Service.
One of the most difficult aspects of a Loan Officer’s job is to help clients find solutions when they cannot pay their loans on time. You have to be well-versed in banking policies and existing loan regulations plus be savvy in basic accounting so you can keep the client from losing his or her collateral or asset.
Interview Location - Katihar
Interview Address
Pahal Financial Services Pvt. Ltd.
C/o. Mr. Sri Surdarshan Sah S/o. Motilal Sah, Town Katihar, P.S. Saheb thana , Mirchaibari, Katihar, Bihar
Contact Person
Mukesh Kumar
(7229041554)
Ranjan Kumar
(7228939115)
Interview Location - Barauni
Interview Address
Pahal Financial Services Pvt. Ltd.
Village: Phulwaria 01, Ward No.02, Keribari, Hamdard Nagar, Near. Alfa Plus Coaching Center,
Fulwaria, Barauni, Bihar.
Contact Person
Sajjan Kumar
(7227036864)
Ranjan Kumar
(7228939115)
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