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Graduation Pass Job Bank Job
AU Small Finance Bank Ltd
AU Small Finance Bank offer different types of savings account with high interest rate. Open savings account with us to get the benefit of high interest rate, monthly interest payout, free debit card, exciting offers & much more.
AU Savings Account
AU Savings Account is AU Small Finance Bank's flagship Savings Account and is aimed at providing you with a 'holistic' and 'hassle-free' banking experience through 'best-in-class' features.
Min Balance - ₹5000/month
Interest earned -Up to 7%* interest p.a.
Suited for Individuals Special benefit Auto Upgrade
AU Salary Account
AU Salary Account is a comprehensive salary Savings Account which is specially designed keeping in mind your professional obligations while providing you the 'best-in-class' features.
Min Balance - ₹Zero
Interest earned - Up to 7%* interest p.a. Suited for Salaried Professionals
Special benefit Tax Advisory & Support
AU Student Account
With the AU Student Savings Account, we understand that the banking requirements of students are unique.
Min Balance- ₹Zero
Interest earned - Up to 7%* interest p.a. Suited for Students
Special benefit Avail Multiple Insurance Benefits
Urgent Requirement
AU Small Finance Bank Ltd (Schedule Commercial Bank)
Designation- Sales Officer Home Loan & Sr. Sales Officer Home Loan (On Roll Features Of Home Purchase Loan)
Pradhan Mantri Aawas Yojna – Credit Linked Subsidy Scheme
Interest subsidy upto 6.5%* p.a.
Wide Distribution Network
Avail our Home Purchase Loan at more than 400 branches.
Easy Process And Best In Class Services
Avail a hassle-free Home Purchase Loan with our best-in-class services.
About Home Purchase Loan
Owning a house just got easier with AU Bank Home Purchase Loan. With speedy approvals, competitive rates, easy processing and minimum paperwork, we help you bring close to your dreams of buying a new house in an easy and hassle-free manner. We offer Home Purchase Loans for flat, house or bungalow from builders or Development Authorities as well as resale properties.
Our Relationship Officers will guide you through the Home Loan application procedure. They also provide guidance regarding the selection of right home loan mix for the calculation of suitable Home Loan EMI value and tenure. Apart from guiding you through the Home Loan application procedure, we also provide excellent post-disbursement services.
Eligibility for Home Purchase Loan
Applicant should be a resident of India
Applicant should be at least 18 years of age to be considered eligible for the loan
Applicant’s age should not exceed 75 years at the time of loan maturity
Minimum tenure for which Home Loan can be availed is one year
Maximum tenure for which Home Loan can be availed is 20 years
Minimum loan amount that can be provided is Rs 2 lakh
Benefits of Home Purchase Loan
Wide branch network
Tax benefit on AU Bank Home Loan: Section 24, 80EE & 80C
Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
Highest Home Loan eligibility so that you can build a good home for yourself
Different modes for payment available
Experienced staff to provide doorstep services
Quick processing and disbursal of loans
Features of Home Purchase Loan
Attractive rate of interest
Available for non-income proof customers
Flexible home loan scheme
Easy, minimal documentation
Doorstep servicing for a convenient banking experience
No hidden charges
Choice of tenure
Free and safe document storage
Easily available in rural India
List of Documents
Purpose Documents - Identity, age and address proof
Valid Passport
Voter ID Card
Aadhaar Card
PAN card
Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest AU Bank branch
Income proof Salaried
Salary Slips/ Bank Statements/ Form-16
Salary Certificate (cash salaried cases)
Self-Employed
IT Returns and/ or Financial Statements of last 3 years and/ or
Informal Income Documents
Other Documents
Application form with photograph duly signed
Processing fee cheque
Proof of business existence
Last 6 months bank statements
Property related documents
Title deeds of the plot
Proof of no encumbrances on the property
Construction estimate by an architect/ civil engineer
What are the duties and responsibilities of a loan officer?
Loan officers evaluate and authorize the approval of business, real estate, or credit loans. They are specialists in evaluating the financial status of a loan applicant. Duties include updating account records and reviewing loan files. They work for commercial banks, mortgage companies, or credit unions.
Evaluating credit worthiness by processing loan applications and documentation within specified limits. Interviewing applicants to determine financial eligibility and feasibility of granting loans. Determining all applicable ratios and metrics and set up debt payment plans.
The incumbent would be primarily responsible for achieving the sales targets for Home Loan along with the related cross-sell targets.
Approves mortgage loans by examining application and supporting documentation; estimating credit-worthiness; calculating repayment risk. Competes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.
Responsibilities
Collect financial information (e.g. taxes, debts)
Evaluate creditworthiness and eligibility for obtaining a mortgage loan
Interview clients
Guide clients through mortgage loan options
Prepare and submit mortgage loan applications
Ensure data are in line with national and local financial rules
Monitor and report on application processes
Inform clients about loan approval or rejection
Help resolve problems with applications
Research new mortgage loan policies
Ensure compliance with privacy laws and confidentiality policies throughout the process
Build a supportive referral network (e.g. with clients, lenders, real estate agents)
Salary Scale - 2.5L/pa to 3L/pa.+ Monthly Incentive
Annual benefits-(Insurance+PF+EPF)+Performance employees certificate/Shields/tours.
Job Profile - Acquiring the customers for the HL / LAP from open market.
Opening - Chandrapur
Preferred Language - Marathi, Hindi & English
Required Experience - Min 1 year of work experience in secured loan product.
Education - Any Graduate.
interview for a loan officer position. Our loan officer resume example was crafted by a certified resume writer who understands the skills and experience recruiters seek when hiring for these roles. Here’s how studying our resume example will assist you in writing your resume:
Professionally written content: Our team of resume writers use the most sought-after skills and experience for loan officers when crafting this example. Study the language to learn how to best present your skills and experience using industry-specific keywords and phrases like “assess economic factors,” “risk and insurance” and “macroeconomics.” For more help, use our Resume Builder, which offers pre-written content for every section of your resume.
Interesting candidate can share resume on
Mail id :- roshan.deshkar@aubank.in
Please share with your Friends and Groups.
References are welcome.
Rgds
HR Team - AU Bank
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