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Instant Personal Loan
You can borrow up to Rs. 25 lakhs, with flexible repayment tenures up to 60 months, at affordable interest rates starting from 11.99%. Our online process for instant personal loan application ensures that you can get the financial support you need within minutes from the comfort and safety of your home.
MobilewalaJob personal loan interest rates start at 11.99% for salaried and self-employed applicants for a maximum of 60 months, which means you can get EMI as low as ₹ 2,224* per month. The interest rates and processing fee (Between 0% - 6% of the loan amount) make up for the total cost of the loan. Please do note that the exact interest rate applicable to you would also depend on the loan tenure you select (between 12 - 60 months) and the loan amount requested. Depending on our policy at the time of loan application, your requirement and profile, we decide the best personal loan rates applicable. You can then draw your monthly budget accordingly so that it is possible to pay the EMIs with ease.
Eligibility Criteria for Personal Loan
The eligibility criteria for personal loans at MobileWalaJob include:
Nature of Employment
Applicant must be a salaried employee of a public or private organisation
(or)
A Self Employed professional
Minimum Income
Salaried:
Residents of Mumbai or Delhi: INR 25,000 per month
Residents of any other Indian City: INR 20,000 per month
Self Employed: Minimum annual turnover depending on nature of industry / profession
Age
Minimum of 21 years at the time of application
Maximum of 65 years by the time of loan maturity
Nationality
Resident Indian
Credit score
600 or above, with good credit history
Work Experience
Overall work experience: At least 1 year
In current organisation: At least 6 months
Documents Required for Personal Loan
The documents required for availing a personal loan from Fullerton India include:
Duly filled and signed application form
Proof of identity
Proof of address
Proof of age
Salary slips for the last three months (for salaried)
Bank statement for the last six months
Income tax returns or form 16
Proof of Income / financial statements (for self-employed)
When Can You Take a Personal Loan?
You can take a personal loan for almost any purpose. Here are some of the reasons for taking a personal loan:
Medical Emergencies - Lack of financial assistance can limit your ability to access quality healthcare. Avail a personal loan at the earliest by furnishing the required documents.
Used Cars - Realize your dream of owning a used car by opting for a personal loan at flexible rates of interest.
Debt Consolidation - Get rid of the circle of debt by consolidating different debts into a single personal loan. The incurred on repaying the loan will be considerably lower than repaying multiple loans.
Higher Education - Give wings to your dreams of higher education by availing of a personal loan to meet all your educational requirements right from course fees, travelling expenses, hostel fees etc.
Wedding Expenses - You can take a personal loan to cover the expenses for your dream wedding
Home Renovation - Avail a personal loan and undertake renovations/repairs to enhance the value of your home. Opt for a loan at competitive rates of interest and flexible repayment tenor.
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