ICICI Home Finance company Ltd
ICICI Bank offers eligible borrowers housing loans at attractive interest rates starting at 6.90% p.a. with extended loan tenures up to 30 years and easy repayment options. The low processing fees ranging from 0% - 0.50% (plus Applicable Taxes) of the loan amount and full waiver of prepayment penalty on floating rate loans. ICICI also links with the PMAY Scheme, offering home-buyers a boost with respect to buying a house.
Attractive Interest rates on both fixed and floating rate loans
Lower Equated Monthly Installments (EMIs)
Zero prepayment charges on floating rate loans
ICICI Bank Home Loan Schemes
ICICI Bank Instant Home Loan
Pre-approved housing loans up to Rs.1 crore available exclusively for customers with salary account with the bank
No documents to be submitted at the time of sanction
Discounted processing fee
ICICI Bank 30 Year Home Loan
Competitive rates of interest on both floating and fixed rate loans
Extended loan term up to 30 years for easy repayment
EMI per lakh as low as Rs.808
ICICI Bank Pradhan Mantri Awas Yojana
ICICI Bank offers eligible beneficiaries Credit Linked Scheme (CLSS) under Pradhan Mantri Awas Yojana (PMAY). The scheme is available to beneficiaries under the following categories:
Economically Weaker Section (EWS)
Low Income Group (LIG)
Middle Income Group – I (MIG - I)
Middle Income Group – II (MIG - II)
The CLSS can be availed by customers looking to:
Purchase a new flat/property
Construct a house
Extend/expand an already existing house
Improve/alter the structure of an already existing property
Benefits of PMAY Scheme:
Upfront interest subsidy ranging between 3.00% - 6.50% offered on the outstanding principal amount.
Maximum loan subsidy of Rs.2.67 lakh depending on the category the beneficiary is eligible for.
Interest subsidy can be availed on loan terms up to 20 years.
A 9.00% discount included in the calculation of the Net Present Value (NPV) of the interest subsidy.
Document Required for All Home Loan Applicants Under ICICI Bank
Identity Proof (any one)
Voter ID
Aadhaar Card
Valid Passport
Driving License
PAN Card
Proof of Residence (any one)
Driving License
Passport
Copy of Utility Bills
Aadhaar Card
Voter ID
Age Proof (any one)
Birth Certificate
Aadhaar Card
Valid Passport
Voter ID
Proof of Income
Bank account statements for the previous 6 months
Latest Form 16 or Income Tax Returns
Other Documents
Processing fee cheque in favour of the bank
Duly filled loan application form with passport size photographs.
Post -
Sales Officer
What is work of sales officer in Icici Bank?
Achieving the monthly sales targets, assigned to him/her, for various products and services. Cross sell assets and fee products. Follow the various internal guidelines and procedures of the bank. Ensure customer satisfaction through regular engagement.
What is the salary of sales officer in Icici Bank?
Average ICICI Bank Sales Officer salary in India is ₹ 2.1 Lakhs for less than 1 to 30 years of experience. Sales Officer salary at ICICI Bank ranges between ₹1.3 Lakhs to ₹ 3 Lakhs.
Relationship manager
What is the job of relationship manager in Icici Bank?
The RM is responsible for managing the entire Banking and Financial needs of the customer as a Single Point of Contact from the Bank. Additionally, a Product Specialist such as Investment Specialist / Business Banking Specialist along with Client Service Manager form the entire service team for each Client.
What is the salary of e relationship manager in Icici Bank?
The typical ICICI Bank Relationship Manager salary is ₹4,81,865 per year. Relationship Manager salaries at ICICI Bank can range from ₹1,13,282 - ₹60,63,549 per year.
Sales Manager
What is sales manager in Icici Bank?
Achieve sales targets. Guide sales officers and introduce clients to them. Maintain stability in smooth-functioning of the activities in branch. Maintain knowledge on all bank products and services and assist to resolve customer queries.
What is the salary of sales officer in Icici Bank?
Average ICICI Bank Sales Officer salary in India is ₹ 2.1 Lakhs for less than 1 to 30 years of experience. Sales Officer salary at ICICI Bank ranges between ₹1.3 Lakhs to ₹ 3 Lakhs.
Product :- Home Loan /Mortgage Loan
Qualification - Graduation
Location - Ratlam, Ujjain,Dewas, Dhar, Dhamnod, Badnagar, Badnawar, INDORE nearby indore
How can I prepare for ICICI Bank interview?
Questions asked in ICICI Bank HR round
Tell me about yourself.
Introduce yourself.
Walk me through your CV.
What is your family background? ...
Tell me about your project work.
Why do you want to work for ICICI Bank?
What do you know about ICICI Bank and how is it different from other private sector banks in India?
Email - basant.jain@icicihfc.com
icici bank careers