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Manager Job at Pnb Housing Finance Limited
Pnb Housing Finance Limited (Ghar Ki Baat)
PNB Housing Finance offers home loans at rates of interest starting at 7.35% p.a. depending on the nature of employment. Loans can be availed for up to 90% of the cost of the property for a maximum repayment tenure of 30 years. The processing fee is charged at the rate of up to 0.50% of the loan amount (plus taxes), subject to a minimum of Rs.10,000.
TABLE OF CONTENT
PNB Housing Loan Details
PNB Housing Loan Interest Rates
PNB HFL Calculator
PNB Housing Loan Schemes and Offers
PNB Housing Loan Eligibility
Documents Required for PNB HFL
How to Apply for PNB Housing Finance Home
A loan against property (LAP) is a secured loan that banks, housing finance companies and NBFCs provide against residential or commercial property. These loans are usually offered at a lower interest rate as compared to a personal loan or business loan and are disbursed at a reasonable time.
PNB Housing Loan Interest Rates 2021
PNB Housing Finance Loans Interest Rate (p.a.)
PNB Home Purchase Loan 7.35% - 9.05%
PNB Home Improvement Loan 7.35% - 9.05%
PNB Plot Loan 8.35% to 9.05%
PNB Loan for NRIs 7.35% - 9.10%
PNB Unnati Home Loan 10.75% - 12.00%
Interest rates effective from 25 February 2021 and are subject to change at the bank's discretion
PNB Housing Loan Schemes and Offers
Home Purchase Loan:
This loan is for the purchase of a residential property in India.
Home Improvement Loan:
This covers the renovation, upgradation, repair, flooring, water-proofing, false ceiling, woodwork, tiling, plumbing, or electrical work of an already purchased house.
Home Extension Loan:
This loan can be used to add an extra room or space to your home to meet the needs of a growing family.
Home Construction Loan:
This will provide the financial support to construct a residential house property on one’s own, especially for those who already own land and wish to construct a house on it.
Residential Plot Loan:
This is for purchasing a residential plot to construct a house in an urban area.
Loan for NRIs:
The home loan products for NRIs and PIOs can be used to purchase a new house or construct one. It can also be used for the renovation and repair of the residential properties, but only for those in India.
Unnati Home Loans:
These loans provide a simplified and streamlined loan disbursal process with a maximum loan amount of up to Rs.25 lakh (subject to 90% of the property’s market value). The interest rates start at 10.75%.
PNB Housing PMAY Scheme:
This is a Credit Linked Subsidy Scheme (CLSS) for the Lower Income Group (LIG), Middle Income Group (MIG), and Economically Weaker Section (EWS) of society.
WE ARE HIRING!
Role: Area Sales Manager
Location: Gwalior, Ranchi, Greenpark, Jaipur
What are the responsibilities of Area sales manager?
Duties and responsibilities of an Area Sales Manager
Maintaining and increasing sales of your company's products.
Reaching the targets and goals set for your area.
Establishing, maintaining and expanding your customer base.
Servicing the needs of your existing customers.
Role: Branch Credit Lucknow
(CA or MBA Regular with 2-3 years experience in mortgage industry)
Location: Noida, Lucknow
What are the duties of a credit manager?
Credit Manager Responsibilities:
Evaluating the creditworthiness of potential customers.
Creating credit scoring models for risk assessments.
Approving and rejecting loans based on available data.
Calculating and setting loan interest rates.
Negotiating the terms of the loan with new clients.
Role: Customer Service Manager
(Mortgage & Deposits)
Location: Janakpuri
Experience: 5-7 years of experience in the mortgage industry
What is a customer service manager duties?
Customer Service Manager Job Responsibilities: Maintains customer satisfaction by providing problems-solving resources. Answers customers' questions. Manages staff. Accomplishes customer service human resource objectives by recruiting, selecting, training, and coaching employees.
What are the qualifications for a customer service manager?
You'll need:
customer service skills.
administration skills.
patience and the ability to remain calm in stressful situations.
the ability to accept criticism and work well under pressure.
business management skills.
to be thorough and pay attention to detail.
the ability to work well with others.
What are the skills of a managers?
7 skills for a successful management career
Interpersonal skills.
Communication and motivation.
Organisation and delegation.
Forward planning and strategic thinking.
Problem solving and decision-making.
Commercial awareness.
Mentoring.
How do I develop my management skills?
Interested candidates can write to careers@pnbhousing.com
