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MS Fincap Private Limited
It is a Non Banking Financial Company (NBFC) registered with Reserve Bank of India (RBI). MSFC started its operations in 2017, to give a more organized shape to the 40 year old lending business run by the founders’ forefathers. Till date, MSFC provides loan facilities such as MSME Secured Business Loans, MSME Construction Loans and Education Loans.
In its span of 5 years, the Company has been able to elevate the lives of 5000+ individuals by empowering them to start, continue or expand their work with the appropriate funding. MSFC has proficiently stood by its vision to transform human lives by providing finance to achieve their goals.
What has led the Company in the right direction is the spirited leadership of the brothers- directors duo Mr. Mukund Modi and Mr Shridhar Modi whose vision is to foster economic growth for all stakeholders – shareholders, customers & employees. This vision has helped create a trustworthy and transparent process of easy secured financing across Rajasthan via its 15 branches. In the coming year, we aspire to expand our footprint in the states of Madhya Pradesh and Gujarat in order to be accessible and reachable to the identified potential audience that demands and deserves quick funds for its goal accomplishment.
The backbone of MSFC is its professional team of over 100 people who have aligned their aspirations with that of the company and work hard each day to ensure their rightful contribution in the transformation of our customers’ lives and the Indian economy at large.
Position- Credit Manger
Location - Bijolia, Shahpura, Kuchaman, Nagaur
Credit Manager Job 2024 Description
Learn about the key requirements, duties, responsibilities, and skills that should be in a credit manager job description.
Credit Manager wearing a gray blazer and sitting on an office desk while looking at her laptop
Credit managers are responsible for overseeing the credit granting process for a company. Their job is to optimize company sales and reduce bad debt losses by maintaining the credit policy. They do this by assessing the creditworthiness of potential customers and conducting periodic reviews of existing customers.
Credit Manager Job Description Template
We are looking to hire an experienced credit manager to oversee our company’s lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.
To ensure success as a credit manager, you should have extensive experience with credit analysis, proficiency with accounting software, and high-level analytical skills. A top-class credit manager adds value to a company by optimizing the mix of sales to bad debt losses.
Credit Manager Responsibilities:
Evaluating the creditworthiness of potential customers.
Creating credit scoring models for risk assessments.
Approving and rejecting loans based on available data.
Calculating and setting loan interest rates.
Negotiating the terms of the loan with new clients.
Ensuring all loans and lending procedures comply with regulations.
Maintaining records of all company loans.
Monitoring loan payments and bad debts.
Reviewing and updating the company’s credit policy.
Credit Manager Requirements:
Bachelor’s degree in accounting, business administration, finance, or a similar field.
Proven work experience as a credit manager.
Advanced knowledge of accounting software.
Good understanding of lending procedures.
Advanced mathematical skills.
Excellent analytical skills.
Good communication skills.
Good interpersonal skills.
Detail orientated.
Ability to deal with stressful situations.
Credit Manager Resume 2024 Examples
Keyla Gallegos
City, State, Zip Code
Home: 000-000-0000 | Cell: 000-000-0000
email@email.com
Professional Summary
Diligent Bank Credit Manager who remains current in credit and loan regulations and procedures within the financial industry. Adept at assessing client needs in a timely manner. Focused on meeting customer needs by drawing on sound knowledge of private and commercial loan management.
Core Qualifications
● Well-rounded experience with managing credit and loans
● Sound knowledge of analyzing and evaluating financial information
● Profound knowledge of cash flow procedures and structures
● Strong ability to establish and maintain solid client relations
● Proficient at observing, analyzing, and interpreting financial trends
● Excellent internal and external communications and organizational skills
● Ability to work well under pressure and meet strict deadlines
● Adept at working well independently and in group settings
Experience
Bank Credit Manager
10/1/2017 – 2/1/2021
Company Name
City, State
● Managed all loan and credit requests and made approval decisions.
● Maintained a database of all borrowers in accordance with bank standards.
● Established and maintained portfolios of all current lenders.
● Ensured that all credit and loan standards were applied.
● Periodically reviewed lender portfolios to identify possible risks.
● Worked with colleagues on more involved loan and credit transactions.
Bank Credit Manager
5/1/2009 – 9/1/2017
Company Name
City, State
● Determined loan approvals and prepared required documentation upon approval.
● Processed credit approval documents.
● Prepared and disbursed loan commitment letters.
● Maintained contact with all individuals with open loans or lines of credit.
Bank Credit Manager
8/1/2007 – 4/1/2009
Company Name
City, State
● Met with customers requesting loans or lines of credit to start determination process.
● Coordinated with team members to ensure customers received timely responses.
● Performed internal audits of credit and loan procedures.
Education
Associate’s Degree – Finance
2007
University Name
City, State
There are plenty of opportunities to land a Bank Credit Manager job position, but it won’t just be handed to you. Crafting a Bank Credit Manager resume that catches the attention of hiring managers is paramount to getting the job, and LiveCareer is here to help you stand out from the competition.
Related Skills
Policy Application
Fraud Knowledge
Credit Reports
Authorizations Understanding
Risk Analysis
Cost and Budget Analysis
Performance Monitoring
Investigations
Expertise in [Software]
Sales proficiency
Interested Person Send CV on shweta.garg@msfincap.com
